August 25th, 2010 at 04:42 pm
It's been a long time since I blogged. I've been in a very bad place lately. Very depressed, very angry, I lost my way.
My grandfather passed, I started spending again, I lost the willingness to even budget. I was spiraling out of control. I think I have my feel firmly planted now.
My basement problems are still not solved. I had a company come in for a free inspection, told me it would be like $10,000, I told them to get out of my house. There is another company coming on Saturday to look as well, we'll see what they say.
I want to get a better hold on my finances. I transferred the balance of my sears card(~7500) onto a Discover w/0% int and onto a Capital One w/0% int. I stopped the debt snowball to help out with school cloths for the kids, but now I'm starting back up.
I just purchased YNAB. I did the demo for 7 days but what does that really give you. If I don't like it I have 30 days to say so. I think I'm going to though, I need to dig in, fight the urge to spend.
I also just ordered the book Debt is Slavery. My local library is trying to get it for me.
It's time to begin again!!!!
Posted in
Budgeting,
Debt,
Personal Finance,
Saving Money
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2 Comments »
July 22nd, 2010 at 02:15 pm
Being a homeowner is for the birds. No it just is frustrating right now. I thought I had my water in the basement solved but i don't. I went down last night to start the new floor and noticed water again. I ended up cutting a hold in about an eight foot section of drywall to see where the trouble is. I found where the water is getting into the basement, I'm just not sure how it's getting there now.
My next task is to cut the whole wall out and wait and watch. I'm starting to wonder if it's not my gutters in the back. My dad is a mason and he is going to come take a look at it. For that to happen is a story in itself, my family isn't getting along to well with me. Short story not happy with my choice of a women, since she's still going through a divorce. Should of waited, well i didn't no we hardly speak.
I was hoping to have the basement finished by this weekend because I'm throwing a birthday party for my girlfriends daughter. That isn't going to happen.
My stress level is extremely high right now, with the party, home repairs, money. I'm searching for techniques but can't seem to find any.
I'll update soon on where I'm at with my projects, debt, life....
Posted in
Education,
Personal Finance,
Saving Money
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1 Comments »
July 14th, 2010 at 01:05 pm
Plumbing had to be fixed $615
AC went, had to change thermostat ~$150
Pergo flooring got flooded ~$XXXXXXXX
Can my life get any better!
Posted in
Saving Money
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4 Comments »